Business Loan Made Easy
We understand the bank policies. Achieve your business loan success with our professional business credit consultants & advisors. Take our guidance on flexible SME business loan options by conducting in-depth profile analyses.
Tailored to your needs. Start growing with us.
Achieve your sucees with Intelligent Consultancy. Trust the process and our professional SME business loan consultant.
Cash Flow Improvement
SME business loans inject capital into operations, smoothing cash flow fluctuations, facilitating regular expenses, and enhancing financial stability and flexibility
No Collateral Required
SME business loans don't demand assets as security, making financing accessible without risking personal or business assets, ideal for businesses without collateral.
Business Growth
SME business loans provide the necessary funds for investment, expansion, and strategic initiatives, driving increased revenue, market share, and overall growth potential.
Flexi Payment Terms
SME business loans offer adaptable payment schedules, accommodating varying cash flows and ensuring financial stability without overwhelming fixed repayment obligations.
Crisis Management
SME business loans provide support during unexpected challenges, enabling businesses to navigate crises, sustain operations, and recover effectively.
Credit Enhance
Timely repayment of SME business loans strengthens credit profiles, improving credibility and increasing the likelihood of obtaining favorable terms for future financing.
THE CONSULTATION PROCESS
Our bank loan application process is effortlessly streamlined for your convenience.
INITIAL CONSULTATION
Upon your initial contact, whether for an inquiry or consultation, we will gather relevant financial data, including income, expenses, existing debts, credit score (CCRIS report) and any other relevant details, for free. We will discuss your loan needs, financial goals and current financial situation as well.
LOAN OFFER ANALYSIS
Based on the information collected, we will assess your loan eligibility and borrowing capacity. We survey the loan market to identify potential financial institutions and products that align with your needs. Various loan options will be compared based on interest rates, tenure, fees and other terms.
APPLICATION PROCESS
Obtaining your decision, we will assist you in preparing all necessary documentation for the loan application. We will communicate with the financial institution on your behalf, making sure a smooth application process. Your loan approval status will be informed once we get the update.
LOAN
APPROVAL
After approval, we will review the final terms to make sure they align with the initial offer before you sign the agreement. If market conditions change or your financial situation improves, we can guide you on potential refinancing options. We remain available for any further advice or services.
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With our expertise credit consultants, business loan made easy with in-depth analysis. We help identify potential hurdles in your loan application process and equip you with essential insights to manage your loans efficiently.
Disclaimer
Intelligent Consultancy is a Financial Consultancy firm. We do not provide loans. Loans are provided by either the bank or your selected loan issuer. Our services are solely dedicated to providing consultancy services to assist you in the loan application process.
We specialize in various financial consultancy services, including debt consolidation, business loans, SME business loans, in Malaysia. As a personal loan agency, we are committed to guiding you through every step of yourloan application, ensuring you have the best possible advice and support.
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